How to Check if My Personal Information Has Been Compromised

What is personal information сompromise

If your personal information has been compromised, it means that someone has unauthorized access to some of your data. That might mean passwords, email addresses, social security numbers, banking info, or other sensitive details.

Hackers might gain data by running phishing scams, using spying tools, or getting into a company’s database. Unfortunately, even big organizations can be at risk—the Equifax data breach exposed around 147 million people’s details in November 2024.

Sometimes, criminals take your data for their own use and publish it online or share it with others.

Some types of data harvesting are legal, like using tracking cookies or browser fingerprinting, but stealing and using private information such as banking details or social security numbers isn’t.

Signs that your personal information may be compromised

So, how do you know if your data was breached? Fortunately, there are sometimes signs of a data leak.

How to tell if your personal info has been compromised:

• Unauthorized financial activity—perhaps unexpected charges on your credit card or bank transactions.
• Unusual activity on your online accounts—perhaps from locations you’ve never visited or at times when you weren’t online. This could also include suspicious login attempts.
• Password reset emails you didn’t request—or changed passwords.
• New accounts set up in your name—you might receive activation emails or letters
• about new credit cards, for example.
• An increase in spam calls or phishing emails—your contact details may have been leaked.
• Changed security settings—perhaps you no longer need to use multi-factor authentication, or you don’t need to enter your password every time you access an online account.

I’ll explain a little more about some of these signs of a data breach in a moment.

But first, if you notice any of these signs, you should check if your personal information has been compromised.

There are a few ways you can do this, but I like to use a data breach monitoring service. Clario Anti Spy’s Data breach monitor lets you scan for data breaches involving your email addresses with just a few taps. It checks databases of leaks constantly, and alerts you as soon as it finds your information.

How to check whether your information is compromised:

1. Download Clario Anti Spy and subscribe.
2. Open the app, and, under Data breach monitor, tap Scan.
3. Enter your email address.
4. When the scan is complete, follow the on-screen guidance to review any data breaches.
5. Repeat the process for any other email addresses.

Now, let’s talk about some of the ways to know if your information has been leaked.

1. Unauthorized financial activity

Have you noticed unexpected charges, withdrawals, or other transactions? This could be a sign that your bank details are compromised.

Check your bank transactions regularly, and alert your bank immediately if you see anything unexpected.

Maybe someone has your card information, and they’re spending your money—or applying for credit in your name.

2. Login attempts from unknown location

Have you received emails or text alerts saying someone has tried to log in to one of your online accounts? Or maybe you’re locked out of an account because of too many unsuccessful login attempts.

If you haven’t tried to log in recently, this could be a sign that someone’s trying to get unauthorized access.

Alternatively, check when your account was last accessed. Look at the time and location—if it’s somewhere you’ve never been, or when you weren’t online, it could be a sign that someone has unauthorized access.

3. Password reset emails you didn’t request

Have you received an email saying that you’ve requested a password reset? This can be a way to check if your personal information has been compromised.

If you didn’t request a password reset but you’ve received an email, there are two possibilities:

• Someone genuinely made a password reset request but mistyped their own email address.
• Someone knows your email address and is trying to reset your password.

The email may explain what to do if you didn’t request a password reset.

If you didn’t request a password reset, don’t click on any links in the email. It could be a phishing scam rather than a genuine password reset email.

If you’re worried about the security of your email account, find out how to check if your email was hacked.

4. Emails or messages about new account registrations

Have you received emails or letters about your new accounts? Maybe they’re online accounts—or even new credit cards or bank accounts.

If you haven’t signed up for anything new and you’ve received one of these emails, it could be a way to know if your information has been leaked.

You might even receive debt collection letters. Perhaps someone has taken out a line of credit in your name and payments are due.

5. Sudden increase in spam calls or phishing emails

Are you getting more spam calls or emails than usual?

Whether this unwanted contact is coming to your cell, landline, email, or even home address, it could be a sign that your personal details have been leaked or sold online.

6. Unexplained changes to security settings

To keep your online accounts safe, it’s a good idea to use multi-factor authentication (sometimes also called two-factor authentication) where possible. If you used to have these security protocols set up and they’ve been removed from your account, this could be a sign that someone has unauthorized access.

You might also notice that someone has changed your recovery phone number or email address.

What to do if your personal information is compromised

So now you know how to check if your personal information has been compromised. But what are your next steps?

After you’ve followed these tips, I’d recommend that you check the security of your computer and other devices, too. After all, they could have been compromised as well. Find out how to use a code to check if your phone is hacked.

1. Change your passwords immediately

If you suspect that scammers know your passwords, change them immediately.

You’ll probably need to do this on multiple websites, and it can be time-consuming—but it’s crucial to protect your identity.

Tips for choosing a safe new password:

• Don’t repeat passwords.
• Avoid using a word or number that’s easy for someone to guess, like your birthday or child’s name.
• Use letters, numbers, and special characters to make your password more secure.
• Don’t write your passwords down and leave them somewhere they could be found.

Enable multi-factor authentication where possible as well. This ensures that even if someone guesses your password, they can’t easily access your account.

2. Notify affected organizations

If you suspect that the leak came from one account, you should contact them. When a company is involved in a data breach,  it should contact affected users and explain what they should do next.

If your accounts at specific organizations have been compromised or hacked, you may also need to contact them.

This might include:

• Asking online retailers to cancel orders or close an account
• Contacting your bank to recover stolen money or freeze a card
• Telling your employer or clients that their data may also be compromised

Find out what to do if someone has your Social Security Number.

3. Place fraud alert or credit freeze

If you’re in the US, you can place a fraud alert or freeze your credit with the three major credit bureaus: Equifax, Experian, and TransUnion.

This means there are some extra identity verification steps if anyone tries to take out a line of credit in your name, stopping criminals from ruining your finances.

If you live elsewhere, there may be similar processes available. Contact your bank, building society, or credit union for advice.

Conclusion

Everyone should know how to check if their personal information has been compromised. Whether criminals are trying to steal money, commit identity theft or fraud, or publish your personal details online, being the victim of a data breach can be awful.

Clario Anti Spy makes it easy to know if your information has been leaked. The app’s Data breach monitor helps you check for stolen details with just a few taps, and reports back if there are any threats to your privacy.